APPLY FOR GRANTS

Housing is a basic human necessity. The United States Federal grants for first time home buyers is an initiative by the government to help first time home buyers which aims at reducing the extra cost levied in the process of purchase.Provided below is an overview of the process to apply for grant opportunities. In order to apply for a grant, you and/or your organization must complete the Grants.gov registration process. Registration can take between three-five business days or as long as two weeks if all steps are not completed in a timely manner. Register for grant opportunities now. Apply Today!!


The economic recession or bubble, which hit the United States economy further aggrieved home buyers, as the recession had undoubtedly created an economic bubble in the real estate sector. Another important aspect was the burden of mortgage loan and home loans. In order to ease this burden, Federal grants have been implemented by the United States government for first time home buyers.

The basic process of home buying is simple and people tend to follow it, as if it's a convention. The buyer first short lists on a couple of properties that he is willing to buy. Then the buyer approaches the mortgage lenders who originate the loan. After the lenders take a credit report check, the underwriting process for the short listed properties is initiated. The underwriter points out to the property that has a better future equity raise projection. The buyer then pays the closing costs and undertakes the down payment, upon which the mortgage is approved and the property is bought.

Government Grants for First Time Home Buyers

Federal grants is financial aid provided by Federal government, State governments and United States Department of Housing and Urban Development, to first time home buyers, and broadly referred to as the housing grants federal programs. First time home buyers can easily avail such financial aid, as such funds are not meant for repayment.

The Federal government aims at eliminating such costs so that home buyers do not have to worry about down payments and closing costs. In some cases additional funds that can be used, or the first installments are also granted. Some of the important government grants have been elaborated here, take a look and apply through the department's website.
  • Grants for First Time Home Buyers: This grant is basically granted to those people who do not qualify for some or the other recognized mortgage loan. The usual amount that is approved is about 10% of the total home value. There are however some or the other qualifying requirements and requisites for this grant. The grant is provided through the Department of Housing and Urban Development.
  • American Dream Grant: This grant is also known as the American Down Payment Initiative. This government grant is aimed at taking off the down payment costs, initiated in the year 2003, it was authenticated by an enactment by the same name. The initiative was aimed at providing home buyers, with either 6% of purchase cost or with $10,000, whichever is higher.
  • Additional Home Grant Program: Community Development Block Grants (CDBG), Emergency Shelter Grants (ESG) and Housing Opportunities for Persons with AIDS (HOPWA), are some of the additional housing programs that provide grants to people upon the fulfillment of some requisite condition.
  • 203(b) Mortgage Insurance: Mortgage repayment is an important, issue for most new home buying. Such home buyers are granted a mortgage insurance policy by the HUDs, which helps and ensures the repayment of the loan.
In order to obtain Federal grants for first time home buyers, refer to the site of Department of Housing and Urban Development, or the state agency, for the same. You will get the requisites and application procedures over there.
By source - buzzle.com


US Government Grants For Moms and Women

US Government Grants For Moms and Women

Do you have personal debt? If so, then you’re likely willing to get debt relief from any and all possible sources. One of your options is government grants for debt relief. In fact, you might be surprised that such sources of debt relief actually exist. They do. That said, you’ll unlikely find a single grant from state or federal governments, which can completely erase your current debt. Still, every bit helps when you’re trying to climb out of debt. The key is to know the best steps to take, in order to find such government grants for debt relief. Here are some of the best sources that will help you to achieve that mission:

Later in 2009, funding for PELL grants were increased. As part of the Student Aid and Fiscal Responsibility Act of 2009, the administration rolled out plans to expand this long standing educational grant program. So are there specific grants for moms to return to college or vocational school?

Department of Education, Due to the skyrocketing costs of college and university tuition, today’s students aren’t just graduating with a diploma-but also more debt. Fortunately, the USA’s Department of Education can help, by providing assistance in consolidating your student debt. This reduces multiple student loan payments into a student payment, and typically provides you with a much lower interest rate. That said, it’s important to note that the federal government can only provide help in consolidating student loans that were granted by the federal government. Any student loans that you received from the private sector are ineligible for such programs.

It is also possible to receive government benefits if you are a single parent. None the less, there are also qualifications regarding your children to get a benefit. You will have qualified for many grants if you have a child who is below the age of 16. However, different grants may have different criteria for children, so you need to pay attention to them carefully.

Home Affordable Modification Program (HAMP), This program was created to help homeowners to avoid foreclosure, by making adjustments to their mortgage. Home Affordable Foreclosure Alternatives (HAFA). This is a complex program that includes several guidelines that the Treasury Department has set. Making Home Affordable Program (MHA), MHA is a new program that the USA’s federal Government Grants launched in 2009. By completing a basic questionnaire, applicants can determine whether or not they’re eligible for the program. The two parts of the program are mortgage refinancing, mortgage modification.

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Top Financial Aid Applications for students

Top Financial Aid Applications for students

There are many different types of grants available today from Federal, State and Private Agency's. Picking the right type is essential for your success. Listed below are the a few of the more common types of state grants. The specific explanations of each type of grant along with their requirements and what purpose they are intended for is provided. In the Free Grant Guide Book we explain various types as well as where and how to apply for them. You'll also get complete detailed guidance on writing your grant proposal as well as the addresses and/or phone numbers for Federal, State and Private Agency's to contact for further details. In order to succeed in obtaining your grant you'll need to be well informed. You'll need the very specific kind of information we offer in our Free Money grants for students. Apply Today!!

Education is the basic necessity of any human being. Eminent Indian philosopher and drafter of the world's longest constitution, Dr. Babasaheb Ambedkar, once made a very realistic comment about the education by saying that 'education is makes any human being civilized, social and resourceful'. In short, education is needed by each and every person, to become capable in life. In many nations all across the world primary education is accessible quite easily. Higher education or more appropriately college education is however, difficult to avail. The two basic hindrances that can prevent a student from attending a good higher educational institute are the constraint of distance and/or lack of financial assistance. Can opting to write a financial aid appeal letter be helpful for such a student?

The constraint of distance is usually solved by the simple solution of dormitories, but the hurdle of financial assistance is another story. Of late, especially after the commencement of this century, good quality higher education can be gained by people at an enormous value of consideration. In an attempt to provide people with costly but higher and specialized education, society and governments have made some effective provisions such as student loans, educational loans and scholarships. Financial aid is one such provision that is provided by the Universities as well as governments to aspiring students. An important step that comes into the picture is a financial aid appeal letter.

Financial Aid Appeal Letter


The financial aid is usually, conveyed to the appropriate authority with the help of a formal procedure as instructed by the University, college or educational institute. Writing a financial aid appeal letter is an extremely tough job and one has to maintain a punctual, precise and humble approach. A financial aid committee reviews these applications and then makes the decision of granting the aid. Hence, it is advisable to be extra careful while drafting such a letter and referring to an example of financial aid appeal letter will work in achieving your means. Here's what you can do...

You may also use this very financial aid appeal letter template to write out your very own application for the financial aid. But, I would strongly recommend the use of a personal touch as language that flows out of heart is very honest and expressive. State in very clear terms what will happen, in terms of your educational prospects, if you don't receive enough financial aid. So, refer to a financial aid appeal letter sample, take a paper and a pen and then write out our own application.



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2 Main Types of Government Grants for College

2 Main Types of Government Grants for College 

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There are two types of Government grants for college students. These are the federal and state grants. The federal grants have been there for a long time and they are basically simple. Every year, the federal government assigns a specific amount for certain programs. The number of students seeking college degrees keeps increasing every year. And, government College grants are made precisely to assist these students to realize their goals.

Types of Government College Grants

1. Federal

Primarily, there are three main Federal Government grants for college students. They are as following:

A. The Pell

The Pell Grant has been one of the largest federal government grants for supporting millions of students who want to pursue a college degree. This basic grant program from the federal government varies every annual budget and also on the basis of political influence. However, it has always remained an invaluable assistance to undergraduate students with low levels of income.

B. The SMART

This Government grants for college students is offered to both juniors and seniors. It awards $4,000 to students seeking to pursue:

Mathematics
Science
Computer science
Engineering
Computer science
The eligibility conditions for this college grant are the same as for the Pell Grant.

C. The AC

The Academic Competitiveness Grant is offered to sophomores or undergraduate freshmen who have demonstrated excellent academic records. In addition, you would also be required to demonstrate leadership and community service abilities. You would also have to be eligible for the Pell Grant Government grants for college.

2. State

When it comes to state College grants, you will find different types of grants being offered in different states. This would require you to search what your own state is offering you to pursue your college education.

For example, the state of Michigan offers College grants for:

Low-income students
Academically strong students
Adult students
You would have to prove that you are a resident of your state in order to avail the state grants.

Ethnicity or Race

Ethnicity and race also matter when it comes to availing state Government grants for college. Several groups that received discrimination at the hands of others in the past and weren't able to avail all the advantages are offered special grants. Most states have programs that are made to help such disadvantaged groups so that they can pursue their college education. The most commonly funded groups include:

Native Americans
African Americans

These are the leading Government grants for college and their features. This information would help you when it comes to searching for grants to further your education.



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Playground Equipment Grants

Playground Equipment Grants

Playgrounds and the equipment installed here make the primary part of the schools. Playgrounds are the place where students develop their social skills. Kids are completely excited about spending time on the playgrounds and having fun by playing on various playground equipment. They communicate, share, have fun with their classmates and make friends while playing with these equipment. Moreover, they also learn to follow rules while playing here.

Well, when schools plan to improve the playground area and add some good equipment, they might need to rethink due to the large sum of money that will be required for the project. Most of the schools might not be able to do such improvement in their premises due to the fund needed. Grants can be a good option in this case that will give the needed financial assistance to the schools. Schools on limited budget can always look for playground equipment grants that will help improve the outdoor space. Well, let me tell that getting grants can be tough task and hence, the same needs proper planning and execution.

How to Get Playground Equipment Grants

Plan Well

Before you start with the process of searching for grants, it is essential to make the preparations and have a smaller version of your project ready for presentation. You might be asked for the same by most of the grant makers before they sanction the grant. Have the list of essential equipment ready. Plan what exactly you want for the school playground and how much is the total amount of fund that you require. Make a detailed note of what all you will be purchasing with the proposed financial aid.

Search for Maximum Options

Time to start with the search for various private and government grants. Yes, get started and browse the Internet to find grants. You might need to search hard to find at least a few of them which can be approached. Make sure you flip through a number of pages to find grants for schools. Check out the entire list of government grants. Also have a look at the various private school grants to know if they offer grants for playground equipment. You must see if the shortlisted ones offer grants for your area.

Spread the Word

Let people know about the plans of your school to improve the playground and install some outdoor play equipment here. Networking can definitely help increase the chances of receiving grants for your school. There are many companies and business persons ready to fund local projects to build their brand image. Spread the word about your project and increase the chances of getting the needed finance from such areas.

Approach and Apply

No matter you have a long list of probable grantmakers or a few names that might offer you grants, you need to start approaching them soon. Carry the brief of your project while you meet the prospective grantmakers. Make sure that you go through their website and know well about the procedure they follow and their terms and conditions. This will also help you know the procedure of approaching them. For instance, whether you need to call them up or meet personally or email your project brief. Following the procedure systematically is sure to help make the right first impression about your school.

Well, following the aforementioned process will definitely be helpful in getting grants for your school. Make sure that you do the right follow-up. Sending a 'thank you' note, no matter whether you receive grants or not; to each one of your contacted person for the same is a much essential part of the entire procedure. Following the required procedure as mentioned by the grantmaker once you receive the grant is important. All the best!

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People are still suffering from financial crunch and need additional funding for various purposes. The government is intended to help these needy individuals and organizations. This is the reason why the administration is still creating and designing federal government grant programs to help them get back to their feet as soon as possible. Government grants were there for years but they were not easily accessible for general public. The application process was confusing and lengthy and most of them were for low-income group of people only.
Today, the application process has been simplified and the grants have been made available to all citizens and permanent residents of America who qualify for them. Now, it is possible for any person to get the grant money and use it for the purpose it is assigned for. However, there are certain points that one should keep in mind when applying for government grants. Collect all information regarding the grants that you want to apply. Just keep in mind that these grants are free financial aid and so the information is also available for free. You do not have to pay even one dollar for gathering details.

Follow the application procedure for the federal government grants that you wish to apply. The instructions are available along with the form. Make use of the legitimate website of the federal government so that you get complete and updated information. Find the right grants and see whether you qualify for it or not. This is important. Some of the grants have the facility to be applied online. Make sure you have rechecked the application form before you hit the submit button.

Remember, government grants are available for all possible and legal reasons. You need sufficient time to research well and find the most appropriate grants. Choose the genuine resources and then apply for the grants for which you qualify. It is better to analyze beforehand whether the award money is sufficient to fulfill your needs or not. Apply for the federal government grants successfully and wait for the approval or denial of your grant application. You should be prepared for the negative result also.

25 Grants and Scholarships for College Students

25 Grants and Scholarships for College Students

Federal Grants

Federal Pell Grant - This need-based grant is awarded to low-income undergraduate students and some post-baccalaureate students. The grant can be used at most accredited postsecondary institutions and is awarded based on your FAFSA.

Federal Supplemental Educational Opportunity Grant - This federal grant is awarded to undergraduate students who have exceptional financial need. Students can get $100 to $4,000 each school year and eligibility is also determined with the FAFSA.

Academic Competitiveness Grant - This supplemental grant is awarded to first and second year students who demonstrate academic merit and were also awarded a Federal Pell Grant. Students can get $750 for their first year of study and another $1,300 for their second year.

National SMART Grant - The National Science and Mathematics Access to Retain Talent (SMART) Grant is a supplementary grant awarded to science, math, computer, technology and engineering students who are in their third or fourth year of study. This $4,000 grant is awarded to students who are eligible for Pell grants.
TEACH Grant - This $4,000 grant is awarded to undergraduate, post-baccalaureate and graduate students who promise to teach in an elementary or secondary school (public or private) that caters to low income students.

General Scholarships

Jack Kent Cooke Foundation - This foundation offers competitive scholarships to 7th grade students, undergraduates and graduate students who demonstrate high academic merit and financial need. Undergrads who are transferring from community colleges to 4-year institutions can be awarded up to $30,000 per year to finish their studies.

Imagine America Scholarships - This organization provides three different scholarships to students pursuing career-oriented education: 'Imagine America' for military personnel, high school students and adults enrolled in skills education programs.

AXA Achievement Scholarship - This scholarship program awards $670,000 in annual scholarships to high school seniors. Fifty-two winners (one from each state, one from the District of Columbia and one from Puerto Rico) receive $10,000 scholarships, and ten students receive an additional $15,000.
Unmet Need Scholarship - Awarded by Sallie Mae to families with a combined income of $30,000 or less, the Unmet Need Scholarship is designed for students who need at least $1,000 to add to their financial aid package. Unmet Need Scholarships are between $1,000 and $3,800.

USA Funds Access to Education Scholarship - Open to high school seniors, this scholarship program awards $1,500 scholarships to students with adjusted gross family incomes of $35,000 or less.
The Blogging Scholarship - This $10,000 scholarship is awarded annually to college students with unique and interesting blogs. Students must be enrolled in a full-time program.
Demographic Scholarships

Ron Brown Scholar Program - This merit scholarship is awarded to African-American high school seniors. At least ten eligible students receive $10,000 annually for four years.
The Jackie Robinson Foundation's Scholarship Program - This program awards scholarships of up to $7,500 annually to minority high school students. Scholarships are meant for four-year college students who can demonstrate financial need and leadership potential.

Hispanic Scholarship Fund - The Hispanic Scholarship Fund (HSF) offers for current college students, community college transfer students, and high school students who plan to enroll in a college or university the following year. All applicants must be of Hispanic/Latino descent.
Fisher House Foundation - This foundation offers $1,500 scholarships to the children of current, retired or deceased military service members. Applicants must be unmarried, under 23 and still qualify as dependents.
Jeanette Rankin Foundation - The Jeanette Rankin Foundation offers scholarships for low-income women over the age of 35 who are pursuing an associate's degree, vocational program or first bachelor's degree at an accredited institution.

Anne & Allegra Ford Scholarship - This program offers two $10,000 awards each year to graduating high school seniors with documented learning disabilities who plan to pursue undergraduate study.
Scholarships by Major

Scholastic Art and Writing Awards - One of the nation's longest-running programs, the Scholastic Art and Writing Awards provide high school students with millions of dollars in scholarships. The awards are open to artists and writers in several different categories.
Barry M. Goldwater Scholarship and Excellence in Education Program - For more than 20 years, this program has awarded annual scholarships to college students intending to pursue an education in engineering, mathematics or science.

Harry S. Truman Scholarship Foundation - This federally-managed program awards scholarships to college juniors who are committed to careers in the government or nonprofit sectors. The funds can be used for both undergraduate and graduate study.
NcCPAp/AICPA Scholarships - Administered by the National Conference of CPA Practitioners, this scholarship program provides $1,000 merit awards to high school seniors who are interested in pursuing an accounting education.

American Society of Naval Engineers (ASNE) Scholarship Program - The ASNE program awards scholarships to both undergraduate and graduate engineering students. Undergraduates receive $3,000 scholarships and graduates receive $4,000 scholarships.
Tylenol Scholarships - Every year, Tylenol gives away hundreds of thousands of dollars worth of scholarships to students who are studying health professions.
Foundation for Information Technology Scholarships - The foundation sponsors several different scholarships for information technology students. Some are national scholarships; others are regional.
Overseas Press Club Foundation - This scholarship/internship program is designed for undergraduate and graduate students interested in becoming foreign correspondents. The OPC awards twelve $2,000 scholarships each year.


Source: http://education-portal.com/articles/25_Grants_and_Scholarships_for_College_Students.html

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How to Get Federal Pell Grants Using FAFSA Application

How to Get Federal Pell Grants Using FAFSA Application

Maybe you have never heard of the Pell Grant. It's a source of financial help that can help fund a student's first school education the 1st 2 years. It has just been increased by the Obama administration's stimulus package and can pay for tutoring, college books, and the cost of most classes that lead toward your two year degree. Here are some recommendations on how to fill out the application, apply for, and succeed at receiving Pell Grant funding.

The federal Pell Grant now offers over $5000 per semester for school. Applying for this grant is typically done after filling out your FAFSA. The Pell grant application can be filled out online but can also be done in the presence of financial support counselor at your college.

One of the things you should talk to your counselor about other requirements. Pell Grant suitability is decided by the qualifications that you have. Your qualifications include your current business situation, whether you have family or not, and how much you own. These contributing factors will figure in on how much you really get from this federal government program.

The federal grant application can be found online. You may also have it sent to you so you can fill it out and send it back at your leisure. Tutorials on how applicants can complete this form on the internet are available to help you as you fill out this document to receive free financial support.

Before you make a decision on getting a student loan like a Stafford loan, you need to try your best to get your finances in order and really take a look at your fiscal situation. If there is any probability that you will not get federal funding, it is always good to have a backup plan which often comes in the form of student loans.

Government Pell grants, like the TEACH grant, are built to ease the minds of those returning to school or going to faculty for the 1st time. Most scholars don't think about repaying a student loan until they have left college and the payment book has arrived.

Therefore, by focusing on getting free money from the government, will save yourself the hassle of having to repay tens of thousands of dollars after you have left your college.

Federal Pell grants are usually awarded to students studying for an Associates degree or a baccalaureate degree. This grant is not available for graduate students and you must be registered at least part-time.

Although there are no express academic requirements or at a minimum GPA that is needed, it's a sensible idea to have a higher grade point average so that you may be eligible for other private and federal grant programs.

So go on and fill out your FAFSA today. Select the college you want to go to. Set up a meeting with your financial support advisor and start the process of completing the Pell Grant paperwork today.

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How to Get Free Federal government Grants

How to Get Free Federal government Grants

Mixed in with the billions of dollars in free grant money that is available to US citizens are African American grants, which is provided by the government, private foundations, and non-profit organizations. This is money that any black American citizen can apply for and use for their personal use as long as they are at least 18 years old.

Just like there are grants for women, Hispanic grants, and Asian grants, African American grants are provided to help this demographic succeed in life and in the business world. The greatest amount of money is allocated to help African Americans go to school and get a college education, and there is also an incredible amount of African American grants for small business owners. But that's just the start. There are African American grants to help people pay their bills, obtain professional development and training in order to succeed in the workplace, and even grants that can be used to help you buy a new home.

Because African American grants are not loans, it does not matter what your credit score is. When you submit your grant application to request some of this free money, you do not need a down payment, collateral or a cosigner. The grant reviewer will not even check your credit score. That's because this is free grant money you can receive and will never be asked to pay back. As long as you use the funds for the purpose outlined in your grant application, the money is yours to keep to help you achieve your goals.

Instantly access to the database to get your free minority grants . See how much you can qualify to receive and obtain your check in as little as 7 days just by asking for free grant money.


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Grants for Single Mothers to Pay Bills

Grants for Single Mothers to Pay Bills


In the US, government grants for single mothers are a rescue for those mothers who are in a deep financial crisis. Mostly, they're sponsored by the United States Departments of Public Welfare and are meant for helping single mothers. Since widowed or divorced moms have to manage their education (mostly, if they're younger), their kids schooling, medical and household expenses. This often compels them to take loans and borrow money. Owing to lots of financial burden, they usually end up in debts. It is a lesser known fact that single moms can use government grants to get debt relief. Since the layman is aware of debt consolidation, debt settlement and other suitable programs, he hardly pays heed to government grants that can help them to get rid of huge debts. It is possible to avail benefits of government grants given exclusively to single moms. They can effectively use the grant money for paying unpaid medical bills, for business start-ups and paying for higher education money. 

In the recent years, credit card firms have made it easier for people to own a credit card. Hundreds of requests for credit cards fill your email in-boxes and tempt you to fill the application forms and get a new credit card. The reality is that with every new credit card, you may develop a bad habit to splurge and you will end up being in more debt. One of the worst things to get stuck with is unpaid credit card debt. Hence, it's best to restrict your use of credit cards. It's surprising for people to discover that there are free government grants to pay off debt. However, the fact is that there are several government schemes that pay off your debts by imposing some nominal limitations and restrictions.

Single Mother Grants
There are various grants for single mothers to pay off debt and fulfill other crucial financial commitments. In fact, single mothers can easily apply for such grants to pay off bills by visiting the government grants website. Once you visit the government website and have registered yourself, you will be given a Catalog of Federal Domestic Assistance (CFDA) number. This will help you to keep a track of your application form. You will also be given a funding opportunity number that you can use to check the status of your forms. Government grants that help single mothers to pay education, credit cards, medical bills and other types of aids are also possible.

Investing in education is one of the simplest ways by which mothers can get out of financial problems. College grants for single moms are among the most beneficial programs offered for single mothers to complete their education and make it possible to earn a full-time salaried jobs. In the US, there are also some church run programs, debt relief programs that are in the form of grants. Some factors that are taken into consideration while providing these grants are that you must be a citizen of US and must belong to a lower income family bracket. Medical health care, that may range from normal medical treatment to surgeries can often be very expensive and difficult for a single mother to manage. Grants for medical bills are provided by various programs like RX outreach. They can contact officials of such programs and know the procedure of applying for such grants.

In case, you are looking for government grants that are totally free, then you've got to visit the website grantsgov. This dedicated website provides you with all information regarding free governments. By properly filling the forms available on the government website, you can avail its benefits. Personal grants meant to pay off your debts are analyzed properly by the agency paying you the money. If they see that there is no other way for you to get rid of debts, they help you with the grants. Financial assistance to single mothers is possible in the US because million of dollars that go unclaimed every year, owing to lack of awareness among the general population.


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What Are Government Grants?

What Are Government Grants?

Government grants involve donated money given to the government to help meet certain goals or money obtained from passing laws that allow for funding to be obtained through the federal budget.

The government provides this money to individuals and organizations that apply for the grants, who need funding for a specific project or program. Because the grants are given only for specific needs, they may not pay for ongoing expenses, and may not be enough to cover the total cost of a project or program.

While the money received through a grant may be free, it does not necessarily come without obligations. Each applicant who receives a grant will be responsible for maintaining certain expectations outlined in the grant application.

If the obligations are not met by the grant receiver, the grant money may be withdrawn and in some instances the receiver may be asked to repay the money that has been spent.

Types of Government Grants

Every year, our U.S. government awards billions of dollars to government agencies, institutions, small business, and individuals through grants. Grants are divided or categorized by the following types of grants:

Block Grants - Block grants are distributed to individuals who meet pre-existing requirements, such as income or race. There are many eligible activities associated with block grants, and they are typically used as funding for general and broad purposed programs, such as public health and community development.
Project Grants - Project grants are used to fund specific projects over a fixed period of time. The process for applying for these grants is generally highly competitive. One type of project grant program that can be seen as an example would be the U.S. Department of Justice project called the Justice and Mental Health Collaboration Program .

This program provides funding for states over a certain period of time for assessment and service for those who have committed a crime and been diagnosed with a mental illness.
Formula Grants - Like block grants, formula grants are given based on pre-existing criteria. This type of grant however, is non-competitive. Anyone meeting the basic requirements who applies will be eligible for grant money from the government.

Categorical Grants - Categorical grants only allow for a specific range of activities and are provided through a pre-determined formula. They may also be distributed to organizations who do meet the required formula, at the discretion of the U.S. government.
Earmark Grants - Earmark grants are provided by lawmakers who state a specific project or program in the federal budget. The funds are essentially “earmarked” for those who are willing to apply for the grant.
How to Find and Apply for Government Grants

Most of us have seen the cheesy advertisements for books and even video tutorials on “How to Find Free Government Grants.” These offers usually come with a hefty price tag, but in reality, they don’t provide much useful information.

Government grant information is readily available (and free), so you don’t need to purchase a book to view the different grants available.

Here’s how it works:

Once the budget for the federal government is approved, grant projects become available to the public and are announced by the government through the Federal Register.

Grants can appear throughout the year in the Catalog of Federal Domestic Assistance, or CFDA . This listing of grants provides information on how to apply for each grant, who is eligible for grants, and how each grant is allowed to be used.

Weekly reports of new grant programs can be found in the Weekly Federal Funding Report . This report is provided by the House of Representatives.

Once you locate the grant you are interested in, you’ll contact the appropriate government agency to request an application. Grant applications will require you to be extremely thorough, often requesting details such as your full business plan, financial records, details of how funds will be used, and proof of all qualifications.

Whether you are looking for government grants for college, a business start-up, or other assistance, take the time to look on the government websites provided. While finding the right grant may be a bit of a challenge, the assistance received will be well worth the effort.

 Visit to:http://thegovernmentfundedgrant.blogspot.com/


Source:http://www.collegegrantsandscholarships.org/government-grants/


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Contrary to what books and TV ads say, the U.S. government is not giving away "free grant" money. A grant is not a Christmas present. According to American Government & Politics, by Jay M. Shafritz, a grant is, "A form of gift that entails certain obligations on the part of the grantee and expectations on the part of the grantor."

The key word there is obligations. Getting a government grant will get you loads of them and not fulfilling them will grant you a load of legal troubles.
Few Grants for Individuals: Most federal grants are awarded to organizations, institutions, and state and local governments planning major projects that will benefit specific sectors of the population or the community as a whole, for example:
  • A neighborhood street paving project
  • A state-wide program to re-train displaced workers
  • A project to attract new businesses to a depressed downtown area
  • A regional water conservation program
  • A state or county-wide flood control project
Organizations that get government grants are subject to strict government oversight and must meet detailed government performance standards during the duration of the project and funding period of the grant.
All project expenditures must be strictly accounted for and detailed audits are conducted by the government at least annually. All granted funds must be spent. Any money not spent goes back to the Treasury. Detailed program goals must be developed, approved and carried out exactly as specified in the grant application. Any project changes must be approved by the government. All project phases must be completed on time. And, of course, the project must be completed with demonstrable success.
Failure on the part of the grant recipient to perform under the requirements of the grant can result in penalties ranging from economic sanctions to prison in cases of improper use or theft of public funds.
By far, most government grants are applied for and awarded to other federal agencies, states, cities, colleges and universities, and research organizations. Few individuals have the money or expertise necessary to prepare adequate applications for federal grants. Most active grant-seekers, in fact, employ full time staffs to do nothing but apply for and administer federal grants.
The plain truth is that with federal funding cutbacks and competition for grants becoming more intense, seeking a federal grant always requires a lot of time and potentially a lot of money up front with no guarantee of success.
Source: http://usgovinfo.about.com/od/moneymatters/a/granttruth.htm
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