APPLY FOR GRANTS

Housing is a basic human necessity. The United States Federal grants for first time home buyers is an initiative by the government to help first time home buyers which aims at reducing the extra cost levied in the process of purchase.Provided below is an overview of the process to apply for grant opportunities. In order to apply for a grant, you and/or your organization must complete the Grants.gov registration process. Registration can take between three-five business days or as long as two weeks if all steps are not completed in a timely manner. Register for grant opportunities now. Apply Today!!


The economic recession or bubble, which hit the United States economy further aggrieved home buyers, as the recession had undoubtedly created an economic bubble in the real estate sector. Another important aspect was the burden of mortgage loan and home loans. In order to ease this burden, Federal grants have been implemented by the United States government for first time home buyers.

The basic process of home buying is simple and people tend to follow it, as if it's a convention. The buyer first short lists on a couple of properties that he is willing to buy. Then the buyer approaches the mortgage lenders who originate the loan. After the lenders take a credit report check, the underwriting process for the short listed properties is initiated. The underwriter points out to the property that has a better future equity raise projection. The buyer then pays the closing costs and undertakes the down payment, upon which the mortgage is approved and the property is bought.

Government Grants for First Time Home Buyers

Federal grants is financial aid provided by Federal government, State governments and United States Department of Housing and Urban Development, to first time home buyers, and broadly referred to as the housing grants federal programs. First time home buyers can easily avail such financial aid, as such funds are not meant for repayment.

The Federal government aims at eliminating such costs so that home buyers do not have to worry about down payments and closing costs. In some cases additional funds that can be used, or the first installments are also granted. Some of the important government grants have been elaborated here, take a look and apply through the department's website.
  • Grants for First Time Home Buyers: This grant is basically granted to those people who do not qualify for some or the other recognized mortgage loan. The usual amount that is approved is about 10% of the total home value. There are however some or the other qualifying requirements and requisites for this grant. The grant is provided through the Department of Housing and Urban Development.
  • American Dream Grant: This grant is also known as the American Down Payment Initiative. This government grant is aimed at taking off the down payment costs, initiated in the year 2003, it was authenticated by an enactment by the same name. The initiative was aimed at providing home buyers, with either 6% of purchase cost or with $10,000, whichever is higher.
  • Additional Home Grant Program: Community Development Block Grants (CDBG), Emergency Shelter Grants (ESG) and Housing Opportunities for Persons with AIDS (HOPWA), are some of the additional housing programs that provide grants to people upon the fulfillment of some requisite condition.
  • 203(b) Mortgage Insurance: Mortgage repayment is an important, issue for most new home buying. Such home buyers are granted a mortgage insurance policy by the HUDs, which helps and ensures the repayment of the loan.
In order to obtain Federal grants for first time home buyers, refer to the site of Department of Housing and Urban Development, or the state agency, for the same. You will get the requisites and application procedures over there.
By source - buzzle.com


Playground Equipment Grants

Playground Equipment Grants

Playgrounds and the equipment installed here make the primary part of the schools. Playgrounds are the place where students develop their social skills. Kids are completely excited about spending time on the playgrounds and having fun by playing on various playground equipment. They communicate, share, have fun with their classmates and make friends while playing with these equipment. Moreover, they also learn to follow rules while playing here.

Well, when schools plan to improve the playground area and add some good equipment, they might need to rethink due to the large sum of money that will be required for the project. Most of the schools might not be able to do such improvement in their premises due to the fund needed. Grants can be a good option in this case that will give the needed financial assistance to the schools. Schools on limited budget can always look for playground equipment grants that will help improve the outdoor space. Well, let me tell that getting grants can be tough task and hence, the same needs proper planning and execution.

How to Get Playground Equipment Grants

Plan Well

Before you start with the process of searching for grants, it is essential to make the preparations and have a smaller version of your project ready for presentation. You might be asked for the same by most of the grant makers before they sanction the grant. Have the list of essential equipment ready. Plan what exactly you want for the school playground and how much is the total amount of fund that you require. Make a detailed note of what all you will be purchasing with the proposed financial aid.

Search for Maximum Options

Time to start with the search for various private and government grants. Yes, get started and browse the Internet to find grants. You might need to search hard to find at least a few of them which can be approached. Make sure you flip through a number of pages to find grants for schools. Check out the entire list of government grants. Also have a look at the various private school grants to know if they offer grants for playground equipment. You must see if the shortlisted ones offer grants for your area.

Spread the Word

Let people know about the plans of your school to improve the playground and install some outdoor play equipment here. Networking can definitely help increase the chances of receiving grants for your school. There are many companies and business persons ready to fund local projects to build their brand image. Spread the word about your project and increase the chances of getting the needed finance from such areas.

Approach and Apply

No matter you have a long list of probable grantmakers or a few names that might offer you grants, you need to start approaching them soon. Carry the brief of your project while you meet the prospective grantmakers. Make sure that you go through their website and know well about the procedure they follow and their terms and conditions. This will also help you know the procedure of approaching them. For instance, whether you need to call them up or meet personally or email your project brief. Following the procedure systematically is sure to help make the right first impression about your school.

Well, following the aforementioned process will definitely be helpful in getting grants for your school. Make sure that you do the right follow-up. Sending a 'thank you' note, no matter whether you receive grants or not; to each one of your contacted person for the same is a much essential part of the entire procedure. Following the required procedure as mentioned by the grantmaker once you receive the grant is important. All the best!

Visit to: http://thegovernmentfundedgrant.blogspot.com/


Source: http://www.buzzle.com/articles/playground-equipment-grants.html


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